Anthropic is beginning to roll out a beta version of Personal Finance in Claude, a tool that lets eligible users connect bank and credit card accounts and ask questions about their finances in everyday language.
The feature is available in the United States to subscribers on Claude’s Pro, Max and Ultra plans. Its access to connected accounts is read-only, so it cannot transfer, manage or invest users’ money, Anthropic said.
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Users can ask Claude to summarize spending across connected accounts, group purchases by category and compare expenses with previous months. The tool can also identify upcoming payments, estimate how much money may remain before payday and explain financial terms such as annual percentage rate, or APR.
Anthropic says users can request charts, payment calendars and personalized dashboards. The company cautions that Claude can make mistakes and says users should verify important figures with their bank.
Accounts are linked through Plaid, which connects apps with financial institutions. Users sign in to their bank through the service and approve read-only access; Claude does not ask for or receive their bank password.
For accounts users choose to link, Claude can access the bank’s name, account name and type, the last four digits, balances, credit limits and as much as two years of transaction history. Anthropic says conversations in the Personal Finance hub are not used to train its models. Users can disconnect an account at any time.
The company says Personal Finance does not include ads or sponsored recommendations and does not offer its own credit cards, loans or savings accounts. It is intended to help users understand their finances, not to provide investment advice.
Users can open Personal Finance from Claude’s sidebar when the feature becomes available, connect an account and ask a question. Anthropic has provided setup and data-use details in its Help Center.
Anthropic described the launch as an initial step and said it is exploring ways for Claude to work alongside licensed professionals and regulated financial firms on more complex financial decisions.
